Credit Card



For a limited time receive a $250 bonus when you sign up for a WorldMasterCard. What you spend it on is up to you!
apply now
Looking for more MasterCard options? Get a $100 bonus if you sign up for our Classic Mastercard or Cash Back Mastercard. Scroll down for more details.



TCU Financial Group offers a range of credit card options to fit everyone’s lifestyle - small enough to fit in your wallet, but packed with big benefits.

No matter your needs we have the perfect credit card for you. Collect rewards points to fuel your travel dreams, take advantage of low rates, or save with no annual fees.

All of our Mastercard's come with Fraud Protection, Zero Liability to shop online with confidence and MasterCard Global Services who will quickly replace lost/stolen cards and provide cash advances in emergency situations.  


World Mastercard® Expand/Collapse

TCU World Mastercard A World of Privileges Awaits
Special Offer: $250 bonus*

  • Earn Double FlexReward points for every dollar spent
  • Trip Cancellation Insurance
  • Annual Fee: $120
Explore More Benefits

Classic Mastercard® Expand/Collapse

TCU Classic Mastercard Simple, Easy and Smart
Special Offer: $100 bonus*
  • Low 11.90% Fixed Annual Interest Rate
  • Mobile Device Insurance
  • Annual Fee: $30
Explore More Benefits

Cash Back Mastercard® Expand/Collapse

TCU Cash Back Mastercard Earn Cash Rewards for Everyday Purchases
Special Offer: $100 bonus*

  • Earn 1 FlexReward point for every dollar spent.
  • Earn DOUBLE points on gas purchases
  • No Annual Fee

Explore More Benefits

Centra Gold Mastercard® Expand/Collapse

TCU Centra Gold Mastercard Low Rates and Premium Rewards
  • Earn 1 FlexReward point for every dollar spent
  • Low 9.90% Fixed Annual Interest Rate
  • Annual Fee: $50
Explore More Benefits

Travel Rewards Gold Mastercard® Expand/Collapse

TCU Travel Rewards Gold Mastercard A Great Travel Companion
  • Earn 1 FlexRewards points for every dollar spent
  • Earn Double FlexReward points for purchases in foreign currencies
  • Annual Fee: $99
Explore More Benefits

Student Mastercard® Expand/Collapse

TCU Student Mastercard Build a Strong Financial Future
  • Low 11.90% Annual Fixed Interest Rate
  • Mobile Device Insurance
  • No Annual Fee
Explore More Benefits

FlexRate Mastercard® Expand/Collapse

TCU FlexRate Mastercard Flexible Rate and Great Rewards
  • Earn 1 FlexRewards Point for every dollar spent
  • Variable Interest Rate: Prime Rate + 6.90% to 15.90%
  • Annual Fee: $40
Explore More Benefits

US Dollar Mastercard® Expand/Collapse

TCU US Dollar Mastercard Make U.S. Purchases More Rewarding
  • Earn 1 FlexReward point for every US dollar spent
  • $5,000,000 Emergency Health Care Coverage
  • Annual Fee: $50 USD
Explore More Benefits
*The promotional offer is: World Mastercard: TCU Financial Group will apply a $250 credit on your account  when the applicant signs up for a World Mastercard. Classic / Cash Back Mastercard: TCU Financial Group will apply a $100 credit on your account when the applicant signs up for either a Classic or Cash Back Mastercard. The offer is valid on any successful applications occurring before November 2, 2019. The offer cannot be transferred and is not valid on any other credit card application. The promotion is only available for approved applications. Promotional amount will be credited into the account-holder’s TCU Financial Group deposit account 4-8 weeks after the promotion ends. Applicants are required to have a deposit account in order to receive the credit. If a new account is required to be opened, the new member is responsible to pay the $5 membership fee. Offer is available to new Collabria customers only. TCU Financial Group staff and their households are not eligible to participate in this offer. TCU Financial Group reserves the right to withhold funds if an application is deemed to be untruthful or against the terms or conditions of this promotion. Promotion may change at anytime and without notice. 
 

Find Branch/ATM

Enter address, postal code or branch name
Mastercard Login