Maximize your taxable benefits.
TCU Financial Group can help you maximize your tax savings with an RRSP Loan. Maximizing your tax refund is a great method to keep more money in your pocket. Depending on your income level and available contribution room an RRSP Loan may be the right solution for you.
An RRSP Loan is one of many tools that our TCU Financial Group experts can recommend when building the best financial solution for you. Helping you with your RRSP planning is part of our holistic approach to managing your finances and growing your wealth. We will work with you to build a plan that suits your needs and accomplishes your financial goals.
To be eligible for an RRSP Loan, investments must be held with TCU Financial Group or TCU Wealth Management.
Get started with the right RRSP
Loan solution for your tax return.
Loan solution for your tax return.
RRSP Loan
Maximize your tax return.
- Terms up to 5 years1
- No application fees
- No prepayment penalties
- Option to delay first payment up to 90 days
- Choose a payment schedule that works for you2
- Life and disability insurance options to protect you and your loved ones
- Competitive fixed or variable interest rate options
Ready to apply or have questions?
We know Saskatchewan.
TCU Financial Group members have access to a local Member Experience Team member who possesses the knowledge and expertise to answer your financial questions and concerns.
We take the time to learn what your financial goals are to provide you with unique financial advice. We are your neighbours who live and work in Saskatchewan. We are committed to strengthening our community. Our team is ready to help.
Financing Calculators
Our easy-to-use calculators can help you build a borrowing plan and determine your flexible payment options.
Make the most out of your credit union membership with these solutions.
Line of Credit
A flexible solution to managing your personal cash flow needs.
TCU Financial Group Mastercard
Earn rewards, pay no annual fees, or get a low annual interest rate. The choice is yours with a TCU Financial Group Mastercard.
Qtrade Guided Portfolios
Do you want to invest your money into the market but aren’t sure where to begin? Qtrade Guided Portfolios makes investing easy with a fully online digital advice service offering a professionally managed, low-cost portfolio to match your personal goals.
Term Deposits
Do you need to save for the long-term? We offer flexible cashable and non-redeemable term deposits options that grow your cash. Terms as short as one year are available.
Helping you achieve your financial goals.
The knowledgeable team of advisors at TCU Wealth Management bring expertise, sound judgment and a responsible approach to investing and protecting members’ wealth. Guided by their inquiring, client-first perspective on establishing financial goals, our team will work closely with you to uncover the best path forward to meet your needs and priorities. They’ll explain investments and opportunities in plain language so you’ll be able to make informed decisions.
- Loan applicants must meet approval conditions. Cost of credit and any fees associated with the loan will be disclosed at time of approval.