First Time Home Buyer
Mortgages for First-Time Home Buyers
You have worked hard to save for your down payment and now it is time to find the perfect place to call home. We know that purchasing your first home can be overwhelming, but we are here to help guide you through the process.
To purchase your first home you will need to decide which type of mortgage is best for you. Whether that is a fixed or variable rate mortgage will depend on your budget, what your tolerance for changes in the market are and what prepayment options you may choose.
No two home-buyers are the same and our mortgage experts will take the time to get to know you and your needs to find the best mortgage solution for you.
Choose the right home financing solution for you.
Fixed Rate Mortgages
Guarantee your payments for the length of your term with a fixed rate mortgage.
Variable Rate Mortgages
Take advantage of changing interest rates over the length of your term with a variable rate mortgage.
Flex Rate Mortgages
Make the equity in your home work for you. Our Flex Mortgage lets you access revolving credit without having to apply again in the future.
Construction Mortgage
Have you decided to build your own house? TCU Financial Group has the experience and expertise to guide you through the phases of this process.
Mortgage Calculators
Our easy-to-use calculators can help you build a borrowing plan and determine your flexible payment options.
Ready to apply or have questions?
Let’s Talk Mortgages
Our Member Experience Team is here to help you understand your options and make the decision that is best for you. We take a solution-based approach to securing your mortgage to ensure all your financial needs are taken care of.
If you have questions, we have answers.
Make the most out of your credit union membership with these solutions.
No Fee Chequing Account
Accessing your money shouldn’t cost you fees. Save as much as $360 a year in bank fees with our No Fee Chequing Account.
TCU Financial Group Mastercard
Earn rewards, pay no annual fees, or get a low annual interest rate. The choice is yours with a TCU Financial Group Mastercard.
Vehicle Financing
Shop with confidence knowing you have secured the vehicle financing required to purchase your vehicle. Whether you are buying your vehicle from a dealership or privately, we have vehicle financing solutions that work for you.